top of page


UCC liens and your Merchant Cash Advance(s): What to know and what to do.
This article discusses UCC liens and the implications on small business owners, as well as what to do when facing a UCC action.

Thomas Tramaglini
9 min read


The important questions about MCA lawsuits, UCC, and judgments answered.
This article provides answers to common questions our team gets every day about MCA situations.

Thomas Tramaglini
7 min read


What's in The Merchant Cash Advance (MCA) Company's Playbook For Those Who Don't Pay?
What are things that small business owners should expect to see (what we call the MCA playbook) when dealing with MCA defaults.

Thomas Tramaglini
7 min read


See the list: Lawsuits by Predatory MCA Companies from January to June 2023.
This article is the complete list for how many lawsuits have been filed in New York from January through June 2023.

Thomas Tramaglini
2 min read


Never ever again. SBA IG releases scathing report on disaster relief funding (EIDL|PPP).
This article outlines what the SBA found, how the SBA did and is still looking for fraud (indicators), and what the SBA and other government

Thomas Tramaglini
3 min read


Why you want to avoid an MCA Judgement
In this article we lay out several meaningful reasons for why someone does not want a judgement and what small business owners can do to com

Thomas Tramaglini
6 min read


Things Merchant Cash Advance Predators include in their agreements which business owners should know
This article highlights some of those things which MCA companies list in their agreements which small business owners should consider.

Thomas Tramaglini
6 min read


What MCA companies can do to you and your small business?
In this article, we explore the legality of such actions and what extent MCA companies may go to in their collection efforts.

Thomas Tramaglini
8 min read


Updated: Who are the most litigious MCA Predators?
This report provides an over of who the MCA companies are who are most likely to sue small business owners who take Merchant Cash Advances.

Thomas Tramaglini
4 min read


7 common scams that MCA brokers use that hurt small businesses
This article reports on several common things which brokers do that cause adverse actions to the small business owner.

Thomas Tramaglini
7 min read


Bad: MCA brokers lead to lawsuits and UCC freezes.
This article sheds light on some of the things that MCA brokers do which are harmful to businesses and small business owners.

Thomas Tramaglini
10 min read


What is an MCA Judgement?
This article outlines what a judgment is and how MCA companies use judgements to collect their funds.

Thomas Tramaglini
4 min read


Is It Too Late? Learn (For Free) If An MCA Company Has Filed A UCC Lien Against You.
Use our FREE Do It Yourself Tool (link at the bottom of this article) to see if they have had a UCC filed.

Thomas Tramaglini
4 min read


The Ugly "Art" of MCA Stacking
This article explores several issues around the “art” of stacking.

Thomas Tramaglini
4 min read


The Complete Guide to MCA: Unpacking the Merchant Cash Advance
The purpose of this article is to share vital information about what Merchant Cash Advances.

Thomas Tramaglini
5 min read


23 Reasons Why Business Loans Get Declined
Why did my deal get declined? This is a common question that we get from our clients. While the economy seems to be tightening, there are...

Thomas Tramaglini
10 min read


Damaging Mistakes That Small Business Owners Make When Financing Their Businesses
In this article, we explore a bunch of damaging outcomes that occur when small business owners borrow money for their businesses.

Thomas Tramaglini
5 min read


Are SBA Loans Forgivable?
In this article, we tackle SBA loan forgiveness. We identify what SBA loans are forgivable and how to get those SBA loans forgiven.

Thomas Tramaglini
5 min read


The Merchant Cash Advance – Accounting (A Bit) Demystified.
It is tax time and once again we have seen the IRS go after several of our loan origination clients because they reported their MCAs as liab

Thomas Tramaglini
5 min read


Be Careful – MCAs Are Not a Loan!
Several times a year we survey small business owners regarding their practices and needs and from what we learn we shape practice.

Thomas Tramaglini
3 min read
bottom of page