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An alternative lender filed a lawsuit against me and my company... what should I do?
This article explains the process and offers advice on what steps to take if a small business owner is sued by an MCA company.

Thomas Tramaglini
8 min read


The ammo you gave predatory lenders and brokers when you submitted your 3 months of business bank statements and simple application for funding.
This article describes different things that small business owners give alternative lenders when they provide their bank statements.

Thomas Tramaglini
5 min read


I am being sued by a Merchant Cash Advance Company: What to Expect and What to Do.
This article outlines what occurs and provides guidance on what actions to take when a small business owner is sued by an MCA company.

Thomas Tramaglini
7 min read


What alternative lenders take and use from your bank statements if you have trouble making their payments.
This article describes different things that small business owners give alternative lenders when they provide their bank statements.

Thomas Tramaglini
5 min read


Notorious Alternative Lending CEO of Par Funding Sentenced to 15½ Years in Prison for RICO Conspiracy, Securities Fraud, Tax Crimes, and Related Offenses
Last week, US District Judge Kearney sentenced Joseph LaForte, the former and infamous owner of Par Funding for more than 15 years in prison

Thomas Tramaglini
2 min read


Breaking it down: Merchant Cash Advances are not MCA Loans.
This article describes some of the implications for taking on such debt delivered by alternative lenders.

Thomas Tramaglini
9 min read


Dealing with a judgment from a MCA or alternative loan company.
This article presents several important aspects about judgements, what alternative lenders can and will do, and what to prepare for.

Thomas Tramaglini
7 min read


California attorney misappropriated up to $282 million from clients who were looking for debt relief.
The State Bar of California announced that a Tustin attorney is facing disbarment for allegedly embezzling around $282 million.

Thomas Tramaglini
3 min read


How The Merchant Cash Advance (MCA) Company's Treat Those Who Don't Pay? Their Playbook Explained.
This article outlines what small business owners can anticipate (referred to as the MCA playbook) when encountering a default.

Thomas Tramaglini
6 min read


Kabbage Inc. settles massive PPP case
Earlier this week, the US Department of Justice announced they had reached a settlement in their lawsuit against defunct Kabbage Inc.

Thomas Tramaglini
3 min read


Merchant Cash Advance Predators (Brokers): How much do they make from the bad loans/advances they lure the small business owners into?
In this article we discuss how brokers operate to make the most amount of money off each advance.

Thomas Tramaglini
5 min read


Playing with Fire: Reverse Consolidations Unpacked. What is a Reverse Consolidation?
This article explores what a reverse consolidation is and is the first part of a series of articles which explains what Reverses are, are no

Thomas Tramaglini
7 min read


AKF, Inc (Fundkite) seeks damages for broker who stacked small business owners at their expense.
AKF, Inc (Fundkite) seeks damages for broker who stacked small business owners at their expense.

Thomas Tramaglini
2 min read


US District Attorney adds additional RICO indictment to PAR funding for their shenanigans in Merchant Cash Advance.
A second superseding indictment was filed yesterday charging a violation of the Racketeer Influenced and Corrupt Organizations Act (RICO) by

Thomas Tramaglini
6 min read


Considering or working with a business loan or advance debt settlement company? Be careful.
This article discusses some of the tactics these companies use, as well as what legitimate debt consultancies do differently.Â

Thomas Tramaglini
7 min read


5 things that small business owners make mistakes on with MCA lawsuits and what to do.
In this article, we provide 5 common mistakes that small business owners make when they are sued by MCA and loan companies. Â

Thomas Tramaglini
6 min read


Combatting the Predatory MCA Brokers Part II: Ways to combat MCA Brokers who cause you to default.
In this article (Part II), we discuss several ways in which small business owners can fight back against MCA brokers.

Thomas Tramaglini
6 min read


What's in The Merchant Cash Advance (MCA) Company's Playbook For Those Who Don't Pay?
What are things that small business owners should expect to see (what we call the MCA playbook) when dealing with MCA defaults.

Thomas Tramaglini
7 min read
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