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It is simple why over half who take on alternative funding default.
In this article we explore several (maybe harsh) ways that may explain why so many small business owners default on their fundings.

Thomas Tramaglini
6 min read


Dealing with a judgment from a MCA or alternative loan company.
This article presents several important aspects about judgements, what alternative lenders can and will do, and what to prepare for.

Thomas Tramaglini
7 min read


UCC Liens vs UCC Actions.
This article outlines UCC filings, distinguishes them from UCC actions, and provides insight into what small business owners can anticipate.

Thomas Tramaglini
5 min read


Leeches: Predatory Alternative Loan Brokers Will Suck Small Business Owners Dry Until They Take Everything.
This article discusses some of the common strategies used by these brokers, their consequences, and our efforts to push back against them.

Thomas Tramaglini
6 min read


Misleading Small Business Owners: "The State of Small Business Report" by "Progressive Lender" IOU is just too weak to publish - but they did.
In this article we review and debunk a misleading report published by a leading small business lender.

Thomas Tramaglini
8 min read


How The Merchant Cash Advance (MCA) Company's Treat Those Who Don't Pay? Their Playbook Explained.
This article outlines what small business owners can anticipate (referred to as the MCA playbook) when encountering a default.

Thomas Tramaglini
6 min read


Reverse Consolidations are Not Consolidation at All. Just a Recipe for Disaster. What to Do.
In this article, we delve into the concept of reverse consolidation and their brutal consequences.

Thomas Tramaglini
7 min read


Understanding the Basics of UCC Liens Filed by Merchant Cash Advance Companies
In this article, we explore some of the rules and nuances of UCC and how MCA companies use UCC.

Thomas Tramaglini
7 min read


FirstPoint Funding LLC settles with AKF, Inc (Fundkite) for $50,000 because broker stacked small business owners at their expense.
To avoid a trial and drawn out process, FirstPoint Funding and AKF "amicably" resolve the case for $50,000.

Thomas Tramaglini
2 min read


AKF, Inc (Fundkite) seeks damages for broker who stacked small business owners at their expense.
AKF, Inc (Fundkite) seeks damages for broker who stacked small business owners at their expense.

Thomas Tramaglini
2 min read


US District Attorney adds additional RICO indictment to PAR funding for their shenanigans in Merchant Cash Advance.
A second superseding indictment was filed yesterday charging a violation of the Racketeer Influenced and Corrupt Organizations Act (RICO) by

Thomas Tramaglini
6 min read


The ABCs of UCCs.
When a small business owner has a hard time paying a Merchant Cash Advance (MCA), the MCA provider will use a host of different tactics to r

Thomas Tramaglini
5 min read


10 Frequently Asked Questions Small Business Owners Ask About MCA Lawsuits Like Yours.
This article outlines several frequently asked questions which small business owners ask regarding MCA lawsuits

Thomas Tramaglini
6 min read


Never ever again. SBA IG releases scathing report on disaster relief funding (EIDL|PPP).
This article outlines what the SBA found, how the SBA did and is still looking for fraud (indicators), and what the SBA and other government

Thomas Tramaglini
3 min read


Are SBA Loans Forgivable?
In this article, we tackle SBA loan forgiveness. We identify what SBA loans are forgivable and how to get those SBA loans forgiven.

Thomas Tramaglini
5 min read
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