Small business owners often turn to outside funding to manage cash flow, expand operations, or navigate financial challenges. Two common financing options are merchant cash advances (MCAs) and traditional business loans. While these funding opportunities may seem similar at first glance, they are fundamentally different products—especially when it comes to repayment structure and the consequences if someone defaults on one (or more).

In today’s fast-paced business environment, many small and mid-sized companies turn to alternative lenders—such as merchant cash advance (MCA) providers—for quick access to capital. While these financing options can provide short-term relief, they often come with aggressive repayment structures and legal provisions that can quickly escalate into litigation. If you find yourself being sued by an alternative lender, hiring an experienced team to help you is not just advisable—i

For the second time in as many years, Beacon Client Solutions has been named 2026 CorporateLiveWire Small Business Consultancy of the Year. Beacon is also the first two-time award winner in the debt mitigation industry. Previously nominated and recognized, this prestigious recognition comes after a thorough and rigorous review of hundreds of nominees. business debt mitigation industry, Beacon Client Solutions has been named as the 2025 CorporateLiveWire Small Business Consu

This article explains the process and offers advice on what steps to take if a small business owner is sued by an MCA company.

Earlier this week, the US Department of Justice announced they had reached a settlement in their lawsuit against defunct Kabbage Inc.

This article explains the process and offers advice on what steps to take if a small business owner is sued by an MCA company.

In this article we explore several (maybe harsh) ways that may explain why so many small business owners default on their fundings.

This article outlines what occurs and provides guidance on what actions to take when a small business owner is sued by an MCA company.

This article describes different things that small business owners give alternative lenders when they provide their bank statements.

Last week, US District Judge Kearney sentenced Joseph LaForte, the former and infamous owner of Par Funding for more than 15 years in prison

This article discusses several important aspects of judgments, what alternative lenders can and will do to you, and some steps you can take.

This article describes some of the actions that small business owners should be aware of with UCC liens.

The New York Attorney General's office announced a settlement from a lawsuit previously filed in March of 2024 against Yellowstone Capital.

In this article, we explore ideas which we believe could be easily adopted by the industry or policymakers as a set of standards

This article describes some of the implications for taking on such debt delivered by alternative lenders.

This article presents several important aspects about judgements, what alternative lenders can and will do, and what to prepare for.

This article discusses some of the common strategies used by these brokers, their consequences, and our efforts to push back against them.

In a recent case, Fora Financial, an alternative lender based in New York, filed a lawsuit against Corporate Turnaround.

This article outlines what small business owners can anticipate (referred to as the MCA playbook) when encountering a default.

This article describes 12 common scams employed by UNETHICAL MCA settlement companies to defraud small business owners.