top of page


An alternative lender filed a lawsuit against me and my company... what should I do?
This article explains the process and offers advice on what steps to take if a small business owner is sued by an MCA company.

Thomas Tramaglini
7 min read


The ammo you gave predatory lenders and brokers when you submitted your 3 months of business bank statements and simple application for funding.
This article describes different things that small business owners give alternative lenders when they provide their bank statements.

Thomas Tramaglini
5 min read


Be smart. Get help with the lawsuit(s) from your alternative lenders.
This article outlines what occurs and provides guidance on what actions to take when a small business owner is sued by an MCA company.

Thomas Tramaglini
8 min read


Why most small business owners default on alternative loans and advances and what to do it you do.
In this article we explore several (maybe harsh) ways that may explain why so many small business owners default on their fundings.

Thomas Tramaglini
6 min read


How an "MCA Loan" is Not a Loan and Why You Should Be Ready For What is Next.
The purpose of this article is to share vital information about what Merchant Cash Advances.

Thomas Tramaglini
4 min read


An alternative lender in NY filed a lawsuit against me - can I answer the lawsuit myself?
This article offers insight into why legal assistance is necessary when facing a lawsuit.

Thomas Tramaglini
5 min read


I am being sued by a Merchant Cash Advance Company: What to Expect and What to Do.
This article outlines what occurs and provides guidance on what actions to take when a small business owner is sued by an MCA company.

Thomas Tramaglini
7 min read


What alternative lenders take and use from your bank statements if you have trouble making their payments.
This article describes different things that small business owners give alternative lenders when they provide their bank statements.

Thomas Tramaglini
5 min read


Notorious Alternative Lending CEO of Par Funding Sentenced to 15½ Years in Prison for RICO Conspiracy, Securities Fraud, Tax Crimes, and Related Offenses
Last week, US District Judge Kearney sentenced Joseph LaForte, the former and infamous owner of Par Funding for more than 15 years in prison

Thomas Tramaglini
2 min read


What is a judgement from an alternative lender and how might it influence my business or me?
This article discusses several important aspects of judgments, what alternative lenders can and will do to you, and some steps you can take.

Thomas Tramaglini
6 min read


5 Ways that Alternative Lenders Use Your Business Bank Statements to Come After You.
This article describes different things that small business owners give alternative lenders when they provide their bank statements.

Thomas Tramaglini
5 min read


Did you default on a MCA/Alternative Loan - UCC liens and actions are coming.
This article describes some of the actions that small business owners should be aware of with UCC liens.

Thomas Tramaglini
5 min read


Yellowstone Capital and 25 "Lenders" in their network settle for over $1 Billion with NYAG James. Over $534 Million in outstanding debt canceled.
The New York Attorney General's office announced a settlement from a lawsuit previously filed in March of 2024 against Yellowstone Capital.

Thomas Tramaglini
4 min read


It is simple why over half who take on alternative funding default.
In this article we explore several (maybe harsh) ways that may explain why so many small business owners default on their fundings.

Thomas Tramaglini
6 min read


Breaking it down: Merchant Cash Advances are not MCA Loans.
This article describes some of the implications for taking on such debt delivered by alternative lenders.

Thomas Tramaglini
9 min read


Dealing with a judgment from a MCA or alternative loan company.
This article presents several important aspects about judgements, what alternative lenders can and will do, and what to prepare for.

Thomas Tramaglini
7 min read


California attorney misappropriated up to $282 million from clients who were looking for debt relief.
The State Bar of California announced that a Tustin attorney is facing disbarment for allegedly embezzling around $282 million.

Thomas Tramaglini
3 min read


UCC Liens vs UCC Actions.
This article outlines UCC filings, distinguishes them from UCC actions, and provides insight into what small business owners can anticipate.

Thomas Tramaglini
5 min read


Reasons to stay away from Judgements on your MCAs and alternative loans.
This article outlines various compelling reasons why avoiding a judgement is crucial.

Thomas Tramaglini
5 min read


Fora Financial Sues Corporate Turnaround for repeatedly interfering with its clients.
In a recent case, Fora Financial, an alternative lender based in New York, filed a lawsuit against Corporate Turnaround.

Thomas Tramaglini
2 min read
bottom of page