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Beacon Client Solutions Named 2026 Small Business Consultancy of the Year.
For the second time in as many years, Beacon Client Solutions has been named 2026 CorporateLiveWire Small Business Consultancy of the Year. Beacon is also the first two-time award winner in the debt mitigation industry. Previously nominated and recognized, this prestigious recognition comes after a thorough and rigorous review of hundreds of nominees.
business debt mitigation industry, Beacon Client Solutions has been named as the 2025 CorporateLiveWire Small Business Consu

Thomas Tramaglini
4 min read


Merchant Cash Advances and Arbitration: Understanding the Risks and Realities.
Merchant Cash Advances (MCAs) have become an increasingly popular financing option for small and medium-sized businesses that may not qualify for traditional bank loans. While MCAs can provide fast access to capital, they also come with complex legal structures—particularly when it comes to dispute resolution through arbitration. Understanding how MCAs work and how arbitration clauses affect merchants is critical for any business considering this form of funding.

Thomas Tramaglini
4 min read


Alternative lenders start off 2026 by filing a nearly 6,000 lawsuits against small business owners in New York.
This article explains the process and offers advice on what steps to take if a small business owner is sued by an MCA company.

Thomas Tramaglini
6 min read


EPIC Advance sues collections firm ILEX Asset Recovery Group
Earlier this week, the US Department of Justice announced they had reached a settlement in their lawsuit against defunct Kabbage Inc.

Thomas Tramaglini
3 min read


Be smart. Get help with the lawsuit(s) from your alternative lenders.
This article outlines what occurs and provides guidance on what actions to take when a small business owner is sued by an MCA company.

Thomas Tramaglini
8 min read


An alternative lender in NY filed a lawsuit against me - can I answer the lawsuit myself?
This article offers insight into why legal assistance is necessary when facing a lawsuit.

Thomas Tramaglini
5 min read


I am being sued by a Merchant Cash Advance Company: What to Expect and What to Do.
This article outlines what occurs and provides guidance on what actions to take when a small business owner is sued by an MCA company.

Thomas Tramaglini
7 min read


What alternative lenders take and use from your bank statements if you have trouble making their payments.
This article describes different things that small business owners give alternative lenders when they provide their bank statements.

Thomas Tramaglini
5 min read


5 Ways that Alternative Lenders Use Your Business Bank Statements to Come After You.
This article describes different things that small business owners give alternative lenders when they provide their bank statements.

Thomas Tramaglini
5 min read


What are the top ways that predatory lenders use UCC to go after businesses and their owners?
This article describes some of the actions that small business owners should be aware of if they have issues with their alternate loan.

Thomas Tramaglini
5 min read


Did you default on a MCA/Alternative Loan - UCC liens and actions are coming.
This article describes some of the actions that small business owners should be aware of with UCC liens.

Thomas Tramaglini
5 min read


It is simple why over half who take on alternative funding default.
In this article we explore several (maybe harsh) ways that may explain why so many small business owners default on their fundings.

Thomas Tramaglini
6 min read


Breaking it down: Merchant Cash Advances are not MCA Loans.
This article describes some of the implications for taking on such debt delivered by alternative lenders.

Thomas Tramaglini
9 min read


Dealing with a judgment from a MCA or alternative loan company.
This article presents several important aspects about judgements, what alternative lenders can and will do, and what to prepare for.

Thomas Tramaglini
7 min read


UCC Liens vs UCC Actions.
This article outlines UCC filings, distinguishes them from UCC actions, and provides insight into what small business owners can anticipate.

Thomas Tramaglini
5 min read


Leeches: Predatory Alternative Loan Brokers Will Suck Small Business Owners Dry Until They Take Everything.
This article discusses some of the common strategies used by these brokers, their consequences, and our efforts to push back against them.

Thomas Tramaglini
6 min read


Reasons to stay away from Judgements on your MCAs and alternative loans.
This article outlines various compelling reasons why avoiding a judgement is crucial.

Thomas Tramaglini
5 min read


Fora Financial Sues Corporate Turnaround for repeatedly interfering with its clients.
In a recent case, Fora Financial, an alternative lender based in New York, filed a lawsuit against Corporate Turnaround.

Thomas Tramaglini
2 min read


Misleading Small Business Owners: "The State of Small Business Report" by "Progressive Lender" IOU is just too weak to publish - but they did.
In this article we review and debunk a misleading report published by a leading small business lender.

Thomas Tramaglini
8 min read


How The Merchant Cash Advance (MCA) Company's Treat Those Who Don't Pay? Their Playbook Explained.
This article outlines what small business owners can anticipate (referred to as the MCA playbook) when encountering a default.

Thomas Tramaglini
6 min read
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